About

About Joe

My name is Joe Valencia, and I am a Mortgage Loan Officer with United Wholesale Lending, based in the beautiful city of Sacramento. With more than 20 years of experience in the mortgage industry, I have had the privilege of assisting countless individuals and families in achieving their dreams of homeownership. I am passionate about providing personalized guidance and tailored financial solutions to each client, ensuring that they make informed decisions that align with their long-term goals. My commitment to excellence and dedication to customer satisfaction have earned me a reputation for professionalism and integrity within the industry. Whether you are a first-time homebuyer or a seasoned investor, I am here to guide you every step of the way. Contact me today, and let's turn your homeownership dreams into a reality.

About United Wholesale Lending

United Wholesale Lending, with offices in Sacramento, Fair Oaks, Roseville, Elk Grove, and Oroville, CA, is a highly trusted and reputable mortgage brokerage committed to providing exceptional service and personalized financial solutions.

Vision

United Wholesale Lending strives to empower clients in achieving their homeownership dreams through personalized mortgage and solar solutions, fostering sustainable living, and exceptional service.

About UWL

At United Wholesale Lending, we provide tailored mortgage solutions, ensuring a seamless homeownership experience while promoting sustainable living and fostering long-lasting client relationships.

Mission

United Wholesale Lending strives to empower clients in achieving their homeownership dreams through personalized mortgage and solar solutions, fostering sustainable living, and exceptional service.

The incredible team that works for our company

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Valerie B. Forney

CEO & founder

Charles C. Thomas

VP of marketing

Annie D. Parker

Vp of product

Jeffery K. Stec

VP of support